Your council tax band is frozen in 1991
Council tax in England is still based on what a home was worth on 1 April 1991 — there has never been a revaluation (Wales rebased once, to 2003; Scotland is also on 1991). So your band is really a statement about a 1991 price. Enter your postcode and band to see the 1991 bracket it implies, and how far today's local prices have run past it.
A frozen scale drifts into wrong bands
If every home had risen by the same amount since 1991, the relative bands would still hold. They didn't — areas and street types rose at wildly different rates, so the 1991 snapshot has drifted out of line with reality, and plenty of homes now sit a band too high relative to their neighbours. That drift is exactly what a challenge corrects. The free address check compares your specific home to its real neighbours to see if yours is one of them.
Follow the thread
Sources: statutory 1991 (England/Scotland) and 2003 (Wales) band value brackets + HM Land Registry median prices, OGL v3.0. The 1991 brackets are national constants.
The data behind this tool
Council tax bands in England still rest on a property’s estimated value on 1 April 1991 (1 April 2003 in Wales) — prices have moved unevenly since, but the bands have not.
- 64.4% of homes are banded A–C on their 1991 value.
- Average Band-D council tax today: £2,392 per year (England, MHCLG 2026-27).
- A home whose value rose faster than its neighbours’ can end up over-banded relative to them.
| Band | Property value on 1 April 1991 |
|---|---|
| A | Up to £40,000 |
| B | £40,001–£52,000 |
| C | £52,001–£68,000 |
| D | £68,001–£88,000 |
| E | £88,001–£120,000 |
| F | £120,001–£160,000 |
| G | £160,001–£320,000 |
| H | Over £320,000 |
Source: Council Tax (Situation and Valuation of Dwellings) Regulations 1992 + VOA stock data.